When markets feel unsettled, the urge to "do something" can be strong. But some of the most damaging investment decisions happen when short-term fear overrides a long-term plan. Inspired by David Booth's new book, Stay Calm, this post explores how uncertainty is part of investing, and why staying calm is a deliberate choice.
Election season can make it feel like the outcome will determine what happens to your portfolio. In Episode 60 of The Informed Investor podcast, a panel from Dimensional Fund Advisors examines what the data actually says about politics and markets, and why it may be wiser to vote with your ballot, not your portfolio. Give it a listen.
"Is now a good time to invest?" It's one of the most common questions we hear, and it almost always surfaces when markets are hitting new highs. But history tells a different story than fear suggests. Research consistently shows that market timing requires getting two decisions right (when to get out and when to get back in), and missing even a handful of the market's best days can significantly derail long-term outcomes. The better question isn't about finding the perfect moment — it's about having the discipline to stay invested, trust the process, and let time do the heavy lifting.
Market efficiency can sound like jargon, but it describes a simple idea: market prices reflect the information available at the time. In this month’s Insight, we’re sharing a short episode of The Informed Investor that explains why this perspective can help investors stay disciplined and focused on the long term.
In uncertain markets, optimism can feel misplaced. But history suggests progress is built through connection - people, ideas, and systems working together over time. This post links Jim’s “Optimism” newsletter with Matt Ridley’s “collective brain” to show why a disciplined, long-term approach can help investors stay grounded through change.
When markets feel uncertain, the most valuable tool is a plan you can stick with. An Investment Policy Statement (IPS) provides structure for how your portfolio is built, managed, and adjusted, so decisions aren’t driven by emotion or headlines. It keeps your strategy aligned with your goals and improves the odds of long-term success.